Charges Fees
Charges & Fees
| Charge Type | Charge Description |
|---|---|
|
Processing Fees
|
2% + GST ON sanctioned amount
|
|
Non Postal Stamp / Stamp Duty
|
As applicable law of the State
|
|
Non-Encumbrance Certificate / Search Report /
Verification Report
|
As per actual + GST
|
|
Valuation / Technical Fee
|
Included in login fees
|
|
CERSAI: At the time of disbursement: Creation of
Charge
|
Rs.250/- for the loan amount upto Rs.5 lacs and
Rs.500/- for more than Rs.5 lacs
|
|
Login fees Charges (Non Refundable)
|
Rs.5000/- + GST
|
Customer Service Charges
| Charge Type | Charge Description |
|---|---|
|
Pre-payment Charges
|
10% of Present outstanding, Permissible 4 times of
year
|
|
Non Postal Stamp / Stamp Duty
|
As applicable law of the State
|
|
Cheque/ ECS/ACH bounce charges (Per instrument/
Transaction)
|
Rs.500/- +GST
|
|
Late Payment Interest
|
3% Per month
|
|
Duplicate No Dues Certificate
|
Rs.500 +GST
|
|
Copy of Property Papers
|
Rs.500/- +GST
|
|
Charges for Missed Due Dates
|
Rs.200/- +GST
|
|
Cancellation Charges / Fees
|
Rs.250/- +GST
|
|
Document Retrieval Charges
|
Rs.500/- +GST per instance
|
|
Duplicate Annual Account Statement
|
Rs.500/- + GST
|
|
Loan Prepayment / Closure (fully) statement / SOA/
repayment Schedule Charges
|
4% of the principal loan outstanding
|
|
Each Personal Visit to customer’s Place for
collection of Dues
|
Rs.1000/- + GST
|
|
Restructuring/switching fees
|
Applicable on outstanding principal amount): 1.00% +
GST
|
|
Cheque/ ECS Swapping charges (per set)
|
Rs.500/- +GST
|
All charges/fees to be paid through Nandeshwar India Limited Branches/ Nandeshwar India Limited Representatives by A/c payee crossed cheque in favour of “Nandeshwar India Limited”
Cash payments are to be made ONLY against valid receipts issued by Akme Fintrade India Limited Branches at their office.
Nandeshwar India Limited does NOT charge any amount over and above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons.
#Applicable GST or Govt Taxes (Service Tax or GST or any other Tax ) will be charged extra along with the above-mentioned charges as applicable